Choosing investments

If you have $1000 or more in your TransPension account, you have a choice of three investment options:

1. Cash Plus
2. Balanced
3. Equity Plus

You can choose one investment option only, or a mix of options. You may also choose which investment option you would like your payments made from.

Investment returns

For detail on TransPension's current and past actual investment performance visit TransPension's investment returns page.  When reviewing returns, remember past performance is not necessarily indicative of future performance.

Before making an investment choice

Read our Investment basics page and download the TransPension Product Diclosure Statement from forms and publications. Read the Investing your money section within.  

We also recommend you consider whether you need financial advice before making any investment decisions.

Making the right choice

Choosing an investment option or mix of options that is right for you comes down to your personal expectations of security and short and long-term returns.

To make an investment choice download the Changing your investment option(s) form

Changing your investment options

You can change your investment choice up to once a week:
Change your investment online using MemberAccess
Alternatively, download and complete a Changing your investment option(s) form.

Your new choice can apply to your existing account. You can also change which investment option(s) your payments and withdrawals are taken from.

There is no fee for changing investment options.

When you change your investment options, investment earnings will be applied to your account using the relevant earning rate(s) effective at the date your investment switch is processed. Investment earnings can be positive or negative depending on investment performance.

For more information see understanding crediting rates.