Skip to Main Content

Federal Budget 2018

9 May 2018

The Federal Budget 2018 proposed the following key measures for super and retirement:

  • Changes to compulsory life insurance 
  • ATO to reunite members with their lost or inactive super 
  • Expansion of the Pensions Loans (home equity) Scheme
  • Expansion of the Pension Work Bonus
  • Removal of exit fees 
  • A Work Test exemption


Taking the long term view

12 February 2018

Many people will have concerns about the recent movements in share markets.

Super is a long term investment and most super funds – including TWUSUPER – take a long term view when it comes to investing your money. In fact, many super funds will see the recent falls in Australian and overseas share markets as an opportunity to purchase shares at reduced prices.

Taking a long term view has helped TWUSUPER deliver above average returns over the past 10 years. Since the Balanced option was established, it has delivered an average 7.37% pa (July 1988 through to 30 June 2017).*

Members are similarly encouraged to take a long term view when it comes to super.

With our Balanced and Equity Plus investment options, investment returns tend to move about in the short term – to help manage risk and smooth out investment returns, we diversify across a range of asset classes.

If you are thinking of switching investment options be careful you don’t lock in losses and miss any recovery – call us first on 1800 222 071 to find out what your choices are.

* Investments can go up and down. Past performance is not necessarily indicative of future performance. Net of taxes, fees and investment expenses. The Balanced (MySuper) option was known as the Balanced option prior to 1 July 2013. For a copy of the latest Product Disclosure Statement, please go to

Federal Budget 2017

10 May 2017

The Federal Budget 2017 contained three items affecting super and retirement:

  • Allowing over-65s to contribute proceeds from downsizing their family home into super. This means an individual could contribute up to $300,000 as an after-tax contribution into their super.
  • A First Home Super Saver Scheme, to help first home buyers build a housing deposit via voluntary contributions into their super. This proposal would allow individuals to contribute up to $15,000 a year (up to a maximum of $30,000 over multiple years) to be used for a deposit for their first home.
  • Reinstatement of the Pensioner Concession Card for those impacted by the asset test changes introduced in January 2017. 

To find out more - including when these changes will take effect - see the Federal Budget 2017 update.


Back to Toll Group page