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Check your cover

Over time your insurance needs will change so it makes sense to check your insurance cover arrangements. 

For example, are you in the right insurance group (especially if your role has changed), do you have the right amount of cover, or do your beneficiaries need updating?

You can check your insurance online through Member Online.

Insurance groups

TWUSUPER offers three insurance groups. These are based on the type of work you do.

Change cover

You can reduce or cancel your cover at any time by calling 1800 222 071 from 8am to 8pm (AEST/AEDT) weekdays. The change will be effective immediately.

For other changes – such as applying for extra cover, changing insurance groups, or making a lifetime event change – you need to apply in writing. See change cover to find out more.


Nominate the beneficiaries you would like to receive your death benefit in the event of your death. A beneficiary can include one or more of your dependants, or your legal personal representative (the executor of your will or the administrator of your estate).

Your nomination can be binding or non-binding.

Find out more

Apply online

You can apply online for:

  • Death cover
  • TPD cover 
  • Income protection
  • Insurance transfer (from another fund)
  • Lifetime event cover

Apply now

Apply over the phone

You can apply over the phone for:

  • Death cover
  • Total and Permanent Disablement cover
  • Income Protection cover

To make an appointment for us to call you back at a time that suits you, use this online form or call us on 1800 222 071.

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