Insurance groups

TWUSUPER has three insurance groups based on the type of work you do – manual, non-manual or professional.

Your cover and the insurance fees (premiums) you pay depend on the group you're in. To make sure you're getting the best cover and paying the correct premium, it's important you're in the right group. All new TWUSUPER members are set up as Group 1 - Manual (see below). To change your group, call us on 1800 222 071 from 8am to 8pm (AEST/AEDT) weekdays.

Which insurance group is right for you?

Group 1: Manual

You're in this group if you don’t fit into Group 2 or Group 3 below - it includes truck drivers, courier drivers, loaders and work that involves manual duties.

Group 2: Non-manual

You're in this group if you:

  • work at least 75% of the time in an office environment, and
  • perform only non-manual duties.

Group 3: Professional

You're in this group if you:

  • work 100% of the time in an office in a sedentary capacity, and
  • earn more than $100,000 a year (or pro rata equivalent if not working full time), and
  • have an accredited higher education qualification or are eligible to belong to a recognised professional body.

Need help with your insurance cover?

If you're not sure which insurance group you’re in, login to Member Online or call us on 1800 222 071 between 8am and 8pm (AEST/AEDT) weekdays.

See our Insurance Guide to find out more about each insurance group.

Login View Guide

Back to Toll Group page