Your investment options
As a TWUSUPER member, you can invest in one or a mix of three investment options:
If you don’t make an investment choice when you join TWUSUPER, you’ll be autmatically invested in Balanced (MySuper).
You can check your current investment option by logging in to your secure online account.
Changing your investments
When you make an investment choice, you’ll need to consider a number of things such as where you are in life, what your goals are and your attitude to risk.
It's also important to understand how your money will be invested - see Asset classes for more information.
You can check and update your investment option by logging into your secure online account.
Balanced (MySuper)
Investment return objective**
Annual return 3% higher than the Consumer Price Index over rolling 5 year periods
May suit
Members who want to invest for over 5 years and accept a medium level of risk and fluctuations in returns
Minimum suggested investment timeframe
5 years of more
Expected frequency of negative annual return
3 to less than 4 years
Full details Balanced (MySuper)
Equity Plus
Investment return objective
Annual return 4% higher than the Consumer Price Index over rolling 5 year periods
May suit
Members who want to invest for more than 7 years and accept a higher level of risk and fluctuation in returns
Minimum suggested investment timeframe
7 years or more
Expected frequency of negative annual return
4 to less than 6 years
Full details Equity Plus
Cash Plus
Investment return objective
Annual rate of return (before tax) greater than the Bloomberg AusBond Bank Bill Index
May suit
Members who have a short investment timeframe or want a low level of risk and minimal fluctuations in returns
Minimum suggested investment timeframe
No minimum
Expected frequency of negative annual return
Less than ½ a year
Full details Cash Plus
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Selecting an option
When you make an investment choice, you’ll need to consider a number of things such as where you are in life, what your goals are and your attitude to risk.
We can help you choose an option that’s right for you.
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Asset classes
When you make an investment choice, it's important to understand how your money will be invested.
* All references to the Balanced (MySuper) option includes the Balanced option for TransPension members. The underlying investment option is the same, however, the name is different to comply with Government requirements.
** We do not use the return target (shown in the product dashboard) to set the investment return objective.