Cash Plus
The Cash Plus option may suit members who have a short investment timeframe or want a very low level of risk and fluctuations in returns.
The information below covers Super, Pre-retirement Super Pensions (TTR) and Retirement Super Pensions (Pension Account).
Think before you switch
While switching investment options in volatile markets might give you some comfort now, over the long term it may reduce the earning potential of your super, and that could mean less money in retirement.
For most people, super is a long-term investment. That means you shouldn't let short-term performance influence your long-term investment strategy.
You should only consider switching investment options if it is in line with your long-term investment strategy.
Super
TTR
Pension Account
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Dashboard
Investment return objective:
Annual rate of return (before tax) greater than the Bloomberg AusBond Bank Bill Index.
Minimum suggested investment timeframe:
No minimum
Strategy:
Invests entirely in cash and short term interest-bearing securities. Investment returns are subject to less volatility than other investment options, with very low risk of capital loss, but also a low expected investment return.
May suit:
Members who have a short investment timeframe or want a very low level of risk and fluctuations in returns.
Investment risk:
Very low - the expected frequency of negative annual returns over any 20 year period is less than ½ a year.
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Returns
Annual returns
Returns are net of tax, fees and investment expenses. Past performance is not an indication of future performance Year to 30 June % 2023 2.84 2022 -0.22 2021 0.37 2020 0.87 2019 1.80 2018 1.51 2017 1.73 2016 1.81 2015 2.15 2014 2.14 % pa 3 yr 0.99 5 yr 1.13 10 yr 1.50 -
Asset allocation
Strategic benchmark
Asset type Strategic benchmark % Cash/Interest-bearing securities 100.0% Total defensive assets 100.0%
-
Dashboard
Investment return objective:
Annual rate of return (before tax) greater than the Bloomberg AusBond Bank Bill Index.
Minimum suggested investment timeframe:
No minimum
Strategy:
Invests entirely in cash and short term interest-bearing securities. Investment returns are subject to less volatility than other investment options, with very low risk of capital loss, but also a low expected investment return.
May suit:
Members who have a short investment timeframe or want a very low level of risk and fluctuations in returns.
Investment risk:
Very low - the expected frequency of negative annual returns over any 20 year period is less than ½ a year.
-
Returns
Annual returns
Returns are net of tax, fees and investment expenses. Past performance is not an indication of future performance Year to 30 June % 2023 2.84 2022 -0.22 2021 0.37 2020 0.87 2019 1.80 2018 1.51 2017 2.07 2016 2.17 2015 2.57 2014 2.62 % pa 3 yr 0.99 5 yr 1.13 10 yr 1.66 -
Asset allocation
Strategic benchmark
Asset type Strategic benchmark % Cash/Interest-bearing securities 100.0% Total defensive assets 100.0%
-
Dashboard
Investment return objective:
Annual rate of return (before tax) greater than the Bloomberg AusBond Bank Bill Index.
Minimum suggested investment timeframe:
No minimum
Strategy:
Invests entirely in cash and short term interest-bearing securities. Investment returns are subject to less volatility than other investment options, with very low risk of capital loss, but also a low expected investment return.
May suit:
Members who have a short investment timeframe or want a very low level of risk and fluctuations in returns.
Investment risk:
Very low - the expected frequency of negative annual returns over any 20 year period is less than ½ a year.
-
Returns
Annual returns
Returns are net of tax, fees and investment expenses. Past performance is not an indication of future performance Year to 30 June % 2023 3.22 2022 -0.22 2021 0.48 2020 1.11 2019 2.21 2018 1.77 2017 2.07 2016 2.17 2015 2.57 2014 2.62 % pa 3 yr 1.15 5 yr 1.35 10 yr 1.79 -
Asset allocation
Strategic benchmark
Asset type Strategic benchmark % Cash/Interest-bearing securities 100.0% Total defensive assets 100.0%
Need help choosing the right investment option for you?
We offer a range of investment options to suit the needs of different people. To find out more about our investment options, call us on 1800 222 071 between 8am and 8pm (AEST/AEDT) weekdays.
Note: When markets are highly volatile - as they are currently - the Cash Plus investment option may produce small negative returns over short time periods. Read more here.
* DISCLAIMER: Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a fund.