Cash Plus
The BIG difference
Over the past 15 years, TWUSUPER has on average delivered more to members than the average retail super fund*. Get an idea of how much better off you could have been with TWUSUPER over the past 3, 10 or 15 years.
The Cash Plus option may suit members who have a short investment timeframe or want a low level of risk and fluctuations in returns.
The information below covers Super, Pre-retirement Super Pensions (TTR) and Retirement Super Pensions (Pension Account).
Think before you switch
While switching investment options in volatile markets might give you some comfort now, over the long term it may reduce the earning potential of your super, and that could mean less money in retirement.
For most people, super is a long-term investment. That means you shouldn't let short-term performance influence your long-term investment strategy.
You should only consider switching investment options if it is in line with your long-term investment strategy.
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Dashboard
Investment return objective:
Annual rate of return (before tax) greater than the Bloomberg AusBond Bank Bill Index
Minimum suggested investment timeframe:
No minimum
Strategy:
Invests 100% in cash and short term interest-bearing securities. Investment returns are subject to less volatility than the Balanced (MySuper) and Equity Plus options, with low risk of capital loss but also a low potential for higher investment returns over the long term.
May suit:
Members who have a short investment timeframe or want a low level of risk and minimal fluctuations in returns
Expected frequency of negative annual returns over any 20 year period:
Less than ½ a year
Investment mix:
Defensive assets 100%
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Returns
Annual returns
Returns are net of tax, fees and investment expenses. Past performance is not an indication of future performance
Year to 30 June % 2019 1.80 2018 1.51 2017 1.73 2016 1.81 2015 2.15 2014 2.14 2013 3.60 2012 3.86 2011 5.27 2010 6.39 % pa 3 yr 1.68 5 yr 1.80 10 yr 3.02 -
Asset allocation
Strategic benchmark
Defensive assets Strategic benchmark Cash/Interest-bearing securities 100.0% Total 100.0%
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Dashboard
Investment return objective:
Annual rate of return (before tax) greater than the Bloomberg AusBond Bank Bill Index
Minimum suggested investment timeframe:
No minimum
Strategy:
Invests 100% in cash and short term interest-bearing securities. Investment returns are subject to less volatility than the Balanced (MySuper) and Equity Plus options, with low risk of capital loss but also a low potential for higher investment returns over the long term.
May suit:
Members who have a short investment timeframe or want a low level of risk and minimal fluctuations in returns
Expected frequency of negative annual returns over any 20 year period:
Less than ½ a year
Investment mix:
Defensive assets 100%
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Returns
Annual returns
Returns are net of tax, fees and investment expenses. Past performance is not an indication of future performance
Year to 30 June % 2019 1.80 2018 1.51 2017 2.07 2016 2.17 2015 2.57 2014 2.62 2013 4.24 2012 4.43 2011 6.05 2010 7.61 % pa 3 yr 1.79 5 yr 2.02 10 yr 3.49 -
Asset allocation
Strategic benchmark
Defensive assets Strategic benchmark Cash/Interest-bearing securities 100.0% Total 100.0%
-
Dashboard
Investment return objective:
Annual rate of return (before tax) greater than the Bloomberg AusBond Bank Bill Index
Minimum suggested investment timeframe:
No minimum
Strategy:
Invests 100% in cash and short term interest-bearing securities. Investment returns are subject to less volatility than the Balanced (MySuper) and Equity Plus options, with low risk of capital loss but also a low potential for higher investment returns over the long term.
May suit:
Members who have a short investment timeframe or want a low level of risk and minimal fluctuations in returns
Expected frequency of negative annual returns over any 20 year period:
Less than ½ a year
Investment mix:
Defensive assets 100%
-
Returns
Annual returns
Returns are net of tax, fees and investment expenses. Past performance is not an indication of future performance
Year to 30 June % 2019 2.21 2018 1.77 2017 2.07 2016 2.17 2015 2.57 2014 2.62 2013 4.24 2012 4.43 2011 6.05 2010 7.61 % pa 3 yr 2.02 5 yr 2.16 10 yr 3.56 -
Asset allocation
Strategic benchmark
Defensive assets Strategic benchmark Cash/Interest-bearing securities 100.0% Total 100.0%
Need help choosing the right investment option for you?
We offer a range of investment options to suit the needs of different people. To find out more about our investment options, call us on 1800 222 071 between 8am and 8pm (AEST/AEDT) weekdays.
*Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a fund.