Equity Plus
The BIG difference
Over the past 15 years, TWUSUPER has on average delivered more to members than the average retail super fund*. Get an idea of how much better off you could have been with TWUSUPER over the past 3, 10 or 15 years.
The Equity Plus option may suit members who have an investment timeframe of 7 years or more and who can accept a higher level of risk and fluctuations in returns.
The information below covers Super, Pre-retirement Super Pensions (TTR) and Retirement Super Pensions (Pension Account).
Think before you switch
While switching investment options in volatile markets might give you some comfort now, over the long term it may reduce the earning potential of your super, and that could mean less money in retirement.
For most people, super is a long-term investment. That means you shouldn't let short-term performance influence your long-term investment strategy.
You should only consider switching investment options if it is in line with your long-term investment strategy.
Super
TTR
Pension Account
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Dashboard
Investment return objective:
Annual return 4% higher than the Consumer Price Index over rolling 5 year periods
Minimum suggested investment timeframe:
7 years or more
Strategy:
Invests predominantly in return-seeking assets that entail more risk, such as Australian and international shares, property, unlisted equity and infrastructure.
History shows returns from this option are likely to move up and down from year to year with short term risk of capital loss but over the long term should produce higher returns than the Balanced (MySuper) or Cash Plus investment options.May suit:
Members who want to invest for more than 7 years and accept a higher level of risk and fluctuation in returns
Investment risk:
High. The expected frequency of negative annual returns over any 20 year period is 4 to less than 6 years.
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Returns
Annual returns
Returns are net of tax, fees and investment expenses. Past performance is not an indication of future performance Year to 30 June % 2021 25.72 2020 -1.19 2019 5.62 2018 10.81 2017 13.65 2016 3.13 2015 10.77 2014 15.55 2013 21.87 2012 -2.79 % pa 3 yr 9.48 5 yr 10.57 10 yr 9.96 -
Asset allocation
Strategic benchmark
Asset type Strategic benchmark % International shares 43.0% Australian shares 35.0% Unlisted equity 10.0% Property 6.0% Infrastructure 6.0% Total growth assets 97.0% Total defensive assets 3.0%
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Dashboard
Investment return objective:
Annual return 4% higher than the Consumer Price Index over rolling 5 year periods
Minimum suggested investment timeframe:
7 years or more
Strategy:
Invests predominantly in return-seeking assets that entail more risk, such as Australian and international shares, property, unlisted equity and infrastructure.
History shows returns from this option are likely to move up and down from year to year with short term risk of capital loss but over the long term should produce higher returns than the Balanced (MySuper) or Cash Plus investment options.May suit:
Members who wants to invest for more than 7 years and accept a higher level of risk and fluctuation in returns
Investment risk:
High. The expected frequency of negative annual returns over any 20 year period is 4 to less than 6 years.
-
Returns
Annual returns
Returns are net of tax, fees and investment expenses. Past performance is not an indication of future performance Year to 30 June % 2021 25.72 2020 -1.19 2019 5.62 2018 10.81 2017 15.34 2016 3.59 2015 12.27 2014 17.32 2013 25.30 2012 -2.97 % pa 3 yr 9.48 5 yr 10.89 10 yr 10.77 -
Asset allocation
Strategic benchmark
Asset type Strategic benchmark % International shares 43.0% Australian shares 35.0% Unlisted equity 10.0% Property 6.0% Infrastructure 6.0% Total growth assets 97.0% Total defensive assets 3.0%
-
Dashboard
Investment return objective:
Annual return 4% higher than the Consumer Price Index over rolling 5 year periods
Minimum suggested investment timeframe:
7 years or more
Strategy:
Invests predominantly in return-seeking assets that entail more risk, such as Australian and international shares, property, unlisted equity and infrastructure.
History shows returns from this option are likely to move up and down from year to year with short term risk of capital loss but over the long term should produce higher returns than the Balanced (MySuper) or Cash Plus investment options.May suit:
Members who wants to invest for more than 7 years and accept a higher level of risk and fluctuation in returns
Investment risk:
High. The expected frequency of negative annual returns over any 20 year period is 4 to less than 6 years.
-
Returns
Annual returns
Returns are net of tax, fees and investment expenses. Past performance is not an indication of future performance Year to 30 June % 2021 28.43 2020 -1.34 2019 6.97 2018 12.15 2017 15.34 2016 3.59 2015 12.27 2014 17.32 2013 25.30 2012 -2.97 % pa 3 yr 10.67 5 yr 11.88 10 yr 11.27 -
Asset allocation
Strategic benchmark
Asset type Strategic benchmark % International shares 43.0% Australian shares 35.0% Unlisted equity 10.0% Property 6.0% Infrastructure 6.0% Total growth assets 97.0% Total defensive assets 3.0%
Need help choosing the right investment option for you?
We offer a range of investment options to suit the needs of different people. To find out more about our investment options, call us on 1800 222 071 between 8am and 8pm (AEST/AEDT) weekdays.
* Comparisons modelled by SuperRatings, commissioned by TWUSUPER and shows average differences in net benefit of TWUSUPER's balanced investment option and the 'main Balanced option' of retail funds tracked by SuperRatings, with a 5 (119 options), 10 (57 options) and 15 (39 options) year performance history, taking into account historical earnings and fees – excluding contribution, entry, exit and additional advisor fees – of 'main Balanced options'. A ‘main Balanced option’ being the fund’s largest Balanced option where 60% to 76% of the fund’s assets are invested in growth investments. This is generally the fund’s default option. Where a fund does not have a Balanced option, the option closest to SuperRatings benchmark range of 60% to 76% growth investments is used. Outcomes vary between individual funds. Modelling performed on 2 October 2020 using data as at 30 June 2020. See Assumptions for more details about modelling calculations and assumptions. Consider your personal financial situation, needs and objectives, which are not taken into account in this information, and the TWUSUPER Product Disclosure Statement (PDS) available at www.twusuper.com.au before making an investment decision. TWU Nominees Pty Ltd, ABN 67 002 835 412, Australian Financial Services Licence 239163 ('TWUSUPER') as trustee of the TWU Superannuation Fund (ABN 77 343 563 307).