Equity Plus
The BIG difference
Over the past 15 years, TWUSUPER has on average delivered more to members than the average retail super fund*. Get an idea of how much better off you could have been with TWUSUPER over the past 3, 10 or 15 years.
The Equity Plus option may suit members who have an investment timeframe of 7 years or more and who can accept a higher level of risk and fluctuations in returns.
The information below covers Super, Pre-retirement Super Pensions (TTR) and Retirement Super Pensions (Pension Account).
Think before you switch
While switching investment options in volatile markets might give you some comfort now, over the long term it may reduce the earning potential of your super, and that could mean less money in retirement.
For most people, super is a long-term investment. That means you shouldn't let short-term performance influence your long-term investment strategy.
You should only consider switching investment options if it is in line with your long-term investment strategy.
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Dashboard
Investment return objective:
Annual return 4% higher than the Consumer Price Index over rolling 5 year periods
Minimum suggested investment timeframe:
7 years or more
Strategy:
Invests 97% in growth assets, such as Australian and international shares, property, unlisted equity and infrastructure. History shows returns from this option are likely to move up and down from year to year with short term risk of capital loss but over the long term should produce higher returns than the Cash Plus or Balanced (MySuper) investment options.
May suit:
Members who want to invest for more than 7 years and accept a higher level of risk and fluctuation in returns
Expected frequency of negative annual returns over any 20 year period:
4 to less than 6 years
Investment mix:
Growth assets 97%, Defensive assets 3%
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Returns
Annual returns
Returns are net of tax, fees and investment expenses. Past performance is not an indication of future performance
Year to 30 June % 2020 -1.19 2019 5.62 2018 10.81 2017 13.65 2016 3.13 2015 10.77 2014 15.55 2013 21.87 2012 -2.79 2011 10.48 % pa 3 yr 4.96 5 yr 6.27 10 yr 8.54 -
Asset allocation
Strategic benchmark
Asset type Strategic benchmark % International shares 40.0% Australian shares 38.0% Unlisted equity 10.0% Property 6.0% Infrastructure 6.0% Total growth assets 97.0% Total defensive assets 3.0%
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Dashboard
Investment return objective:
Annual return 4% higher than the Consumer Price Index over rolling 5 year periods
Minimum suggested investment timeframe:
7 years or more
Strategy:
Invests 100% in growth assets, such as Australian and international shares, property, unlisted equity and infrastructure. History shows returns from this option are likely to move up and down from year to year with short term risk of capital loss but over the long term should produce higher returns than the Cash Plus or Balanced (MySuper) investment options.
May suit:
Members who wants to invest for more than 7 years and accept a higher level of risk and fluctuation in returns
Expected frequency of negative annual returns over any 20 year period:
4 to less than 6 years
Investment mix:
Growth assets 100%
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Returns
Annual returns
Returns are net of tax, fees and investment expenses. Past performance is not an indication of future performance
Year to 30 June % 2020 -1.19 2019 5.62 2018 10.81 2017 15.34 2016 3.59 2015 12.27 2014 17.32 2013 25.30 2012 -2.97 2011 12.62 % pa 3 yr 4.96 5 yr 6.68 10 yr 9.56 -
Asset allocation
Strategic benchmark
Asset type Strategic benchmark % International shares 40.0% Australian shares 38.0% Unlisted equity 10.0% Property 6.0% Infrastructure 6.0% Total growth assets 97.0% Total defensive assets 3.0%
-
Dashboard
Investment return objective:
Annual return 4% higher than the Consumer Price Index over rolling 5 year periods
Minimum suggested investment timeframe:
7 years or more
Strategy:
Invests 100% in growth assets, such as Australian and international shares, property, unlisted equity and infrastructure. History shows returns from this option are likely to move up and down from year to year with short term risk of capital loss but over the long term should produce higher returns than the Cash Plus or Balanced (MySuper) investment options.
May suit:
Members who wants to invest for more than 7 years and accept a higher level of risk and fluctuation in returns
Expected frequency of negative annual returns over any 20 year period:
4 to less than 6 years
Investment mix:
Growth assets 100%
-
Returns
Annual returns
Returns are net of tax, fees and investment expenses. Past performance is not an indication of future performance
Year to 30 June % 2020 -1.34 2019 6.97 2018 12.15 2017 15.34 2016 3.59 2015 12.27 2014 17.32 2013 25.30 2012 -2.97 2011 12.62 % pa 3 yr 5.78 5 yr 7.18 10 yr 9.81 -
Asset allocation
Strategic benchmark
Asset type Strategic benchmark % International shares 40.0% Australian shares 38.0% Unlisted equity 10.0% Property 6.0% Infrastructure 6.0% Total growth assets 97.0% Total defensive assets 3.0%
Need help choosing the right investment option for you?
We offer a range of investment options to suit the needs of different people. To find out more about our investment options, call us on 1800 222 071 between 8am and 8pm (AEST/AEDT) weekdays.
*Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a fund.