The Moderate option may suit members who want to invest for over 5 years or more and accept a medium to high level of risk and fluctuations in returns.

The information below covers Super, Pre-retirement Super Pensions (TTR) and Retirement Super Pensions (Pension Account).

Note: The Moderate investment option is new, and was launched on 27 September 2021.

Think before you switch

While switching investment options in volatile markets might give you some comfort now, over the long term it may reduce the earning potential of your super, and that could mean less money in retirement.

For most people, super is a long-term investment. That means you shouldn't let short-term performance influence your long-term investment strategy.

You should only consider switching investment options if it is in line with your long-term investment strategy.

  • Returns

    Annual returns

    The financial year ended 30 June 2023 was the first full year of reporting available for the Moderate investment option, with a return of 6.86%.