Insurance cover and cost calculator

Check your cover

Insurance cover through an Industry Super Fund generally costs less than if you get insurance as an individual. This is because we can negotiate group rates for our members and review them regularly.

The cost of your cover through TWUSUPER depends on the type and of cover you have, your age and your insurance group.

• To see how much insurance cover you have, login to Member Online
• Calculate what your insurance needs might be, and the cost of that insurance, with the Insurance cover and cost calculator below

If you have any questions about your insurance cover, call us on 1800 222 071 between 8am and 8pm (AEST/AEDT) weekdays.

An important note about fees

Insurance fees are made up of two parts:

• Premiums: Insurance premiums apply to all insured members – the cost varies depending on what cover you have, the level of cover, your age and your insurance group (occupation). The Fund reimburses any tax deduction applicable to insurance premiums directly to your account monthly.
• Insurance administration fee: In addition to insurance premiums, all insured members are charged an insurance administration fee. This fee is calculated as 3% of an insured member’s gross insurance premiums, charged as a separate and standalone fee.