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Retirement income options

Turn your super into a regular, tax-effective income with TransPension, TWUSUPER’s retirement income product, and make the most of your hard-earned super. 

If you’re still working, take advantage of your super by starting a Pre-retirement Super Pension. This pays you regular, tax-effective pension payments.

If you’re ready to fully retire, choose our Retirement Super Pension. This pays you regular, tax-effective pension payments and lets you access extra money if you need it.

Still working?

A Pre-retirement Super Pension can be started as a Transition to Retirement account (TTR) strategy. This lets you access your super while you’re still working. It can help you wind back your working hours without reducing your take-home pay. You can also make extra before-tax contributions through salary sacrifice to boost your super before you retire.

If you’re under 65 and are still working, you can start taking advantage of a Transition to Retirement account once you reach your preservation age.

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Ready to retire?

If you’re ready to retire, a Retirement Super Pension provides you with a regular tax-effective income in retirement and lets you access extra money if you need it. If you’re over 65, you may be able to combine it with the Centrelink Age Pension

To start a Retirement Super Pension you need to have reached your preservation age and have retired, or have satisfied another condition of release

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