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Find out if your super balance is on track for your retirement age

Ever asked yourself ‘how much money should I have in my super when I retire?’ There are several ways you can check if your super amount is on target – whatever your age range.

You can start by comparing your super balance with the average of people the same age as you. And you can look at the balance that you’re estimated to reach by retirement age. Knowing what you're aiming for can help give you peace of mind as you take actions to build toward a comfortable retirement.

So, how much super should you have at your age?

You can compare for yourself

This table shows super balances for Australian men and women at different ages. We show median account balances to avoid skews from a few individuals with high balances.

Note: The median balances for men and women are significantly different.

Median super balances by age and gender

 Age Range  Male Female
Under 18 $307 $187
18-24 $4,198 $3,899
25-29 $17,243 $17,528
30-34  $41,849 $35,716
35-39  $74,062 $57,401
40-44  $106,771 $77,644
45-49  $139,850 $96,575
50-54  $167,002 $112,943
55-59  $191,263 $130,714
60-64 $211,996 $158,806
65-69 $213,986 $201,233
70-74 $216,564 $212,462
75 and over $174,179 $168,973

ASFA An Update on Superannuation Account Balances, November 2023. Figures for 2021.

What can you do to increase your super balance?

If you’ve compared your balance and hope to increase it faster, there are a few simple things you can do:

  • Increase your contributions and help fast-track your balance growth. If you're a member of TWUSUPER, our Member Service team can talk to you about different kinds of contributions at no extra cost over the phone. 
  • Rollover your super into one account to make sure you’re not paying unwanted fees. These fees will eat away at your balance. 
  • Choose an Industry Super Fund like TWUSUPER. We’re run only for our members. 

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