How much super should I have?

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Find out if your super balance is on track for your retirement age

Ever asked yourself ‘how much money should I have in my super when I retire?’ There are several ways you can check if your super amount is on target – whatever your age range.

You can start by comparing your super balance with the average of people the same age as you. And you can look at the balance that you’re estimated to reach by retirement age. Knowing what you're aiming for can help give you peace of mind as you take actions to build toward a comfortable retirement'.

So, how much super should you have at your age?

You can compare for yourself

This table shows super balances for Australian men and women at different ages. We show median account balances to avoid skews from a few individuals with high balances.

Note: The median balances for men and women are significantly different.

Median super balances by age and gender

Age Range	Male	Female
Under 18	$369	$184
18-24	$4,131	$3,772
25-29	$17,495	$16,956
30-34	$38,764	$32,904
35-39	$65,220	$50,108
40-44	$92,303	$65,840
45-49	$118,686	$80,303
50-54	$139,444	$92,671
55-59	$162,337	$109,639
60-64	$178,808	$137,051
65-69	$189,856	$180,718
70-74	$195,656	$188,006
75 and over	$144,773	$139,579

ASFA Developments in account balances Superannuation account balances for various demographic groups, March 2022. Figures for 2019.

What can you do to increase your super balance?

If you’ve compared your balance and hope to increase it faster, there are a few simple things you can do:

Increase your contributions and help fast-track your balance growth. If you're a member of TWUSUPER, our Member Service team can talk to you about different kinds of contributions at no extra cost over the phone. You can request a callback from a specialist by using this online form.
Rollover your super into one account to make sure you’re not paying unwanted fees. These fees will eat away at your balance.
Choose an Industry Super Fund like TWUSUPER. We’re run only for our members.

Need more info? Talk to TWUSUPER

*Let us know your preferred contact number and preferred callback time between 9am and 5pm (AEST/AEDT) weekdays.

Our specialists can give you the help you need. The team's available between 9am and 5pm (AEST/AEDT) on 1800 222 071.

Use the form below to request a call back. Note that the call back service is available for Australian residents only. If you're overseas, please call +61 3 9192 4414.

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General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Refer to our Product Disclosure Statements (PDS). The PDS is relevant when deciding whether to acquire or hold a product. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the TMDs at twusuper.com.au/tmd