The purpose of super is to fund your retirement, so there are rules around when and how you can turn it into retirement income.
Generally, you’re able to access your super when you have reached:
- your preservation age and have permanently retired,
- your preservation age and have started a Transition to Retirement account,
- 60 and have stopped working for an employer, or
- 65 (it doesn't matter if you haven't retired).
Can I access my super early?
In certain situations - such as severe financial hardship, compassionate grounds or terminal illness - you may be able to access your super early.