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Choose your beneficiary

If you die while there is still money in your account, that money will be paid to your beneficiaries (which can be one or more dependants or the personal legal representative of your estate). Dependants include your spouse, children, a financial dependant or a person with whom you're in an interdependency relationship.

Non-binding nomination of beneficiaries

A non-binding nomination can be updated at any time online through Member Access. This means the Trustee will consider your nomination when deciding who will receive your death benefit.

A non-binding nomination remains effective until you change it.

Binding nomination of beneficiaries

If you make a valid binding nomination then the Trustee must pay the death benefit according to your instructions. A binding nomination must be made in writing using the Binding Nomination form, and has to be updated at least every three years.

We'll let you know when a binding nomination is about to expire, so make sure your contact details are up to date. You can update your details by logging in to Member Access or calling us on 1800 222 071 from 8am to 8pm (AEST/AEDT) weekdays.

If a binding nomination expires, then it becomes a non-binding nomination.

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